Take control of your credit with the help of artificial intelligence advanced
Credit Scores
General Summary
| Bureau | Total | Open | Closed | Derog. |
|---|---|---|---|---|
| TransUnion | 17 | 4 | 13 | 3 |
| Experian | 11 | 2 | 9 | 3 |
| Equifax | 10 | 2 | 8 | 3 |
Negative Items
| Creditor | Type | Balance |
|---|---|---|
| SYNCB/RMSTGO | Revolving | $1,114 |
| VYSTAR CU | Credit Card | $7,841 |
Power Up Your Financial Health
Tools designed to give you transparency and power over your personal finances.
Intelligent AI Agents
Our AI doesn't just read data, it understands your financial context. Get 24/7 advice with end-to-end encrypted conversations.
Fully Bilingual
Navigate the platform and receive support in native English and Spanish. No language barriers.
End-to-End Security
Your data is protected with AES-256 encryption. Credit reports are analyzed in real time and never stored permanently.
PDF & Report Analysis
Upload your credit report in any format. Our AI will detect discrepancies, negative accounts, and improvement opportunities automatically.
Plans Tailored to You
No fine print. Scale when your goals require it.
Starter
For professionals who want to analyze and improve their credit intelligently.
- Credit Report Analysis and Summary
- Error and Disputable Item Detection
- Structured Credit Report Organization
- Step-by-Step Credit Repair Guidance
- Dispute Letter Creation & Optimization
- Educational information based on FCRA, FDCPA, TILA/FCBA, and ECOA
- User Data Protection
- Analyze Up To 10 Files A Day
- Send Up To 50 messages Per Day
Premium
A Metro 2 technical credit audit agent that reviews credit reports to detect reporting inconsistencies, potential FCRA accuracy violations, and dispute-ready field conflicts. It extracts tradelines, analyzes Metro 2 data consistency, prioritizes dispute opportunities, and generates consumer-only technical dispute letters when appropriate.
- Receive and review the credit report to identify inconsistencies.
- Extract key Metro 2 fields from each tradeline.
- Analyze technical inconsistencies between report fields.
- Detect reporting errors or data conflicts.
- Classify the severity of each issue found.
- Assign priority to the most important problems.
- Identify whether the case is a redispute based on prior history.
- Compare reports before and after if the user provides a previous report.
- Generate a technical tradeline analysis with supporting evidence.
- Create dispute letters when appropriate.
Earn credits by inviting your friends
For every friend who signs up, you both receive 10 credits to use on your Starter or Premium.
Ready to improve your financial future?
Join over 50,000 people who are already optimizing their credit today.